Can I Manage Money?

Money problems are becoming increasingly complex, individuals who are responsible for family budgeting have tremendous job to do. But is isn't easy and there are many problems to deal with.

Marriage counselors frequently maintain that marriage break up as frequently mismanagement of money s for any other cause. Hence, it seems clear that the proper management of money in the home vital to its satisfactory survival. Why not try these True-False items to see how YOU are managing money.

1. ___I keep a regular budget and know quite accurately where the money goes.
2. ___I am in no more debt that I can handle reasonably.
3. ___I eat out or entertain more than our budget really allows.
4. ___I have a regular savings practice that really woks.
5. ___I live and spend in a fashion that forces me to keep earning more to keep up.
6. ___Each year we seem to be getting progressively deeper into dept.
7. ___There are a lot more important things to worry about in life so I pay little attention to money management.
8. ___Nowadays a person truly has little real control over money and expenses because of inflation, unpredictable expenses, and money demands.
9. ___Because of my employment I simply can't predict my income from year to year.
10. ___I rely upon someone else to manage my money as I'm just not good at it.

On this quiz the criterion of the Good Money Manager would require that you have answered numbers 1,2, and 4 True. And the rest are false.

With rising prices and serious shortages developing, it is very easy to get discouraged over money matters. Nevertheless, they are not unbeatable for persons who are not on poverty-level subsistence. Chances are if you want to so do something to improve you financial situation, you can. Do you have a plan, do you keep track? If you just spend on it to a day-to-day demand, you may not be able to make it even if you have comparatively large income. Planning and keeping track is the basic key. If you are truly in trouble financially you might find budget counselor (not just a money-mad loan company) helpful in getting back in line.